Adjustment of tax interest rates to the low interest rate level

The German government has decided to adjust the tax interest rate in 2021. The background to this is the low level of interest rates that has persisted for years. This is because the previous interest rates for back taxes and tax refunds were significantly higher than the current market interest rates. This resulted in a disproportionately high financial burden for taxpayers.

In the course of the adjustment, the interest rates for tax arrears and tax refunds are to be reduced to the level of the market interest rate. The changed interest rates are to be applied from 1. to come into force on July 2021. For back taxes, the interest rate is then 0.5 percent per month, for tax refunds 0.5 percent per year.


“The money will be here in a few days” – how quickly can you transfer money today?

Nowadays, quick money transfers have become indispensable. Whether paying bills, sending money to friends and family, or shopping online, we often need the money in a hurry.

Thanks to modern technology and financial service providers, it is possible to significantly reduce transfer times. “The money will be here in a few days” – this slogan is often used by banks and payment providers to promote faster and more efficient services.


English lessons – not witchcraft!

More and more schools are embracing bilingual education, where part of the curriculum is taught in English. However, many parents and students are skeptical about this method and wonder if it can really succeed. But one thing is certain: learning English is more important than ever these days and can vastly improve career opportunities.

There are many arguments for teaching English in English: for one thing, students not only learn the language, but also become accustomed to the sound and feel of the foreign language. This makes it much easier to speak and understand later on. On the other hand, other skills such as concentration, memory and intercultural competence are also trained.


How one millennial paid off his student debt in full in 10 months

Graduate college debt has become one of the biggest financial challenges of our time. According to the Institute for College Access and Success, nearly 70% of graduates in the Class of 2019 have accumulated debt – averaging nearly 30.000 US dollars.

But there is a trend of Millennials bucking this financial burden and paying off their debt more aggressively. One of them is Mark, a graduate who, in just 10 months, paid off his entire student debt of more than 38.Paid off US$ 000 in debt.


Electric and hybrid vs. Internal combustion engines

The modern automotive industry is facing a shift in terms of the type of vehicles powered. Traditional internal combustion engines are being replaced by electric and hybrid engines. These new technologies offer many benefits, but also challenges for future mobility.
An electric drive is known for its high efficiency and low emissions. Electric motors have higher efficiency and better acceleration compared to internal combustion engines. In addition, electric vehicles offer environmentally friendly driving by eliminating the need to burn fossil fuels.
Hybrid drives combine the advantages of combustion engines and electric motors. The electric motor can be used at low speeds and in city traffic and the combustion engine at higher speeds on the highway. This reduces fuel consumption and lowers emissions.
Nevertheless, there are also challenges in the transition to electric and hybrid drives. Limited battery range and long recharging times are a current problem. The production and disposal of batteries also causes environmental problems.
Thus, it is important to carefully weigh the advantages and disadvantages of electric and hybrid drives compared to internal combustion engines in order to create a more sustainable future for mobility.

Electric and hybrid engines as an alternative to internal combustion engines

Electric and hybrid engines are an increasingly popular alternative to internal combustion engines. The switch to alternative drive systems is an important step in the right direction, as internal combustion engines are responsible for a significant proportion of CO2 emissions. Electric and hybrid engines, on the other hand, are cleaner and more environmentally friendly.


German for lawyers. A guide to clear expression

The language of law is still very demanding. It requires a deep understanding of legal terms, a keen sense of grammatical rules and an ability to formulate complex issues in a precise and comprehensible manner. With this guide, we would like to show you how to improve your expression and how to move from a bulky style of writing to a clear and precise formulation.

Our goal is to make you aware of the special requirements of legal language and to give you concrete tips and tricks for a convincing way of expressing yourself. We would like to help you to present your arguments appropriately and convincingly and to give your writing style a clear, precise structure. With our recommendations, you will succeed in formulating difficult legal issues in an understandable and comprehensible way.


How does a common training take place?

An apprenticeship is an important step in everyone’s life. It is a period during which one acquires a professional knowledge and gains practical experience on the job. A good education lays the foundation for a later career and allows for professional orientation and development.

Most apprenticeships begin in August or September of each year and last between 2 and 3 years. Trainees work in a company or institution during their training and attend vocational school once or twice a week. The focus of the training is practical, while the vocational school provides theoretical knowledge.


First aid training as an important part of basic training

In Germany, high-quality training is indispensable for success in professional life. Basic training, which prepares people for their professional activities, plays an important role in this regard. First aid training is an essential component of basic training.

First aid training is designed to provide knowledge and skills that can be life-saving in the event of an emergency. This involves reacting quickly and correctly in the event of accidents, emergencies and acute illnesses. In addition to theoretical knowledge, practical training is also provided to enable participants to act safely in the event of a real emergency.


6 Golden tips to save fuel when traveling

When you travel, driving is often one of your most expensive expenses. With high fuel prices, costs can add up quickly. Fortunately, however, there are some tips to save money when driving a car.

In this article, we present six golden tips that can save you over 150 euros on your next trip. Our tips are easy to implement and require minimal adjustments to your driving habits.


“No good song can come out of acute grief”

Music is the language of feelings and emotions. Many artists use their experiences to write and produce inspiring and moving music. But what happens when a musician is in an acute state of grief or sadness?

In this article we will look at the question of whether a good song can come out of a deep state of suffering. We take a look at the work of music’s greatest legends and the role of emotion in song composition.